Lending Appraisal

A certified residential appraisal for mortgage or refinancing purposes in Orange County. Call to discuss your situation and confirm availability.

Who Is This For

Homeowners applying for a mortgage, refinancing an existing loan, or working with a lender who requires an independent property valuation before approving financing. The appraisal is typically ordered through the lender rather than directly by the homeowner.

What a Lending Appraisal Is

A lending appraisal is ordered by an independent lender as part of the home loan or refinancing process. The lender needs an independent, certified assessment of the property's value to confirm the loan amount is appropriate relative to what the property is worth.

The appraisal is conducted by a state-licensed appraiser, prepared to USPAP standards, and delivered directly to the lender.

Availability

Lending appraisals are available for independent lenders on a case-by-case basis. We prioritize estate, divorce, and non-lending work — if you are an independent lender with an assignment and want to discuss timing and availability, call us directly.

The Same Standard Every Time

Whether the appraisal is for a divorce attorney, a CPA, or a homeowner preparing to sell, the standard is the same — accurate, properly documented, and signed by Mat Just, California State Certified Residential Appraiser (BREA License #AR029995).

Turnaround

Normal turnaround is 3 to 5 business days from the inspection date.

Need it before a listing appointment or an offer deadline? Rush scheduling and rush reporting are available. Additional fees may apply — ask when you reach out.

Pricing

Lending appraisal fees vary depending on the property type, loan type, and lender requirements. Contact us for a quote.

Have questions about the process? See our FAQs here —>

Frequently Asked Questions

  • Independent lenders order these. If you are a lender and want to ask whether we can take your assignment, call 714-409-6123.

  • Orange County, with offices in San Clemente and Santa Ana. Call 714-409-6123 to discuss your property.

  • Normal turnaround is 3 to 5 business days from the inspection date. Rush service is available at an extra cost, and how quickly we can turn it depends on Mat's schedule those days.

  • "I'm a CPA... I have a need for really fast turnaround. Mat knew what I needed, and he was able to see me that day. I got an accurate appraisal in half the time of other appraisers I've used."

    —Sean, CPA, Irvine, CA

  • "We needed an appraisal for my father's estate. Mat came out the next day and sent us a detailed report the following day."

    —Cathy, Laguna Hills, CA

  • "I flip homes in Orange County and I probably call Just Appraisals every other week for an over the phone consult or a full appraisal."

    —Adam, Huntington Beach, CA

  • "Their service and attention to detail was way above and beyond what I was expecting and have received from other appraisers. As someone who has been involved in purchasing nearly 1,000 properties I was truly impressed by their level of service and client relations."

    —Greg, Laguna Hills, CA

  • "I have used his services on several occasions and he has consistently come through beautifully."

    —David Kennedy, Newport Beach, CA

How To Get Started

Fill out the request form and we'll follow up with a confirmation and a quote.

REQUEST LENDING APPRAISAL

Are You An Attorney or CPA?

There's a page built specifically for professionals who refer clients for appraisals.

→ See How We Work With Attorneys

Questions Before You Request?

Call us directly at 714-409-6123 and describe your situation.

Normal turnaround is 3 to 5 business days from the inspection date. Rush service available at an extra cost.