Just Appraisals, Inc.

RESIDENTIAL REAL ESTATE APPRAISERS SINCE 2003

Welcome to Just Appraisals, Inc. We are a leading real estate appraisal company located in San Clemente and San Diego, California. We are a team of 3 appraisers providing top quality residential real estate appraisal services throughout Southern California. We are unmatched in quality and accuracy.

Just Appraisals, Inc. is an experienced real estate appraisal firm that is based in Orange County and San Diego, California. We assist our clients with fast, accurate and quality real estate appraisals. We have been serving the greater Southern California area for over 11 years. Just Appraisals, Inc. enables clients to make well-informed decisions regarding their residential property.


Since 2003 our firm has been perfecting the trade of residential real estate appraisal within our markets to complete and deliver accurate appraisals by utilizing the latest technology and the most current data available. We are committed to being accurate, punctual,  professional and in complete compliance with the law and your specific requirements. Our appraisal services are performed by the best real estate appraisers in Southern California and who are real estate experts that are extremely well-trained.

 

Can I get a copy of the home appraisal?

When you apply for a loan, if you are not sure whether you are supposed to receive the appraisal copy of the home or residential property, the answer is; certainly! By the aid of the Equal Credit Opportunity Act or ECOA, it is absolutely mandatory for the creditors supply you a free copy of the home appraisal, along with the detailed valuation and analysis of the property as soon as it is processed. Moreover, it is not at all dependent on whether the credit is extended or denied, complete or withdrawn! 

Even though the present law offers the applicant the freedom to request the lender for a copy of the home appraisal, unfortunately, most of the borrowers are not aware of the fact, whether they can request for the same. The revised rule also requires the moneylenders to inform the borrowers about their rights in three days after the loan application.

In case of the first lien or loan applications the lenders are required to send you the appraisal:

  • As soon as the report of appraisal is successfully completed without a further delay.

  • Approximately about two-three days before the loan is closed. 

In case of High Interest Loans: 

As per the new rule, in case of the loans with high interests, the lenders are required to visit the residential property and inspect the same before calculating the property value. By comparing the property, with the similar properties, or buildings having the similar infrastructure, that was sold recently, the lenders tend to determine the accurate value of the concerned property.

Apart from these, a second appraisal might also be required when the property is financed or bought at a lower price rate within the six months. In case of the extra step, the lender is required to do the needful, and supply a copy of both the appraisals to the person, free of cost. Thus, in order to avoid the discrepancies, it is ideally recommended to ask the lenders beforehand about the appraisal copies and in case you are unable to obtain convincing answers from their end, it is better to opt for another appraiser, who will understand and address your basic requirements in a better way.

Contact us for a free consultation

(714) 409-6123

Email us at orders@justappraisalsinc.com

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